Ready Made Deal

3 Bed Terraced House in Co Durham DH9 8 GONE

This property can be yours for as little as £1000. You should make over £150 per month in positive cash flow when rented. And this is over and above an instant equity of over £20k.

Number Crunching

Deal at a Glance
Property Type	3 Bed Terraced
Market Value	£85,000
Purchase Price	£63,750
Discount	25.0%
Instant Equity	£21,250
Investment Type	Buy to Let

The deal can be structured with creative finance.

Investor to pay reservation fee of £1000. Other upfront expenses incurred by investor (but refunded on completion) are: valuation fee (direct to mortgage company,  unless buying cash) and own & vendor's legal costs.

So the net cost to investor for this deal is £1000.

Return on Investment
Your total investment for this deal	£1,000
Rent (per month)	£450
Mortgage payments (per month)	£295
Positive cash flow (per month)	£155
Return on initial investment	186%
Instant Equity from day 1	£21,250

So, what do we think?

Deals like these will not continue to come to the market for ever. The maket is down, and so is the sentiment among sellers. They are prepared to accept lower price to move on.

One thing to remember is: not every one is a distressed seller due to financial reasons. Some people are prepared to sell because they do not want the hassle of using estate agents, and in return are prepared to accept lower figures for a quick sale.

If you have been on the fense then this is the time time to buy. Hold for a few years and you will do well when the media starts to talk positively about the general economy, and the sentiment returns.

And return it will. If you do not believe us then speak to any one who has seen the previous downturns. They never last. This one won't either. Bit those who made brave decisions did very well when it was over.

Back to this property

The property is expected to value at £85k in current climate, based on sold comparables on the street. Remember, this price reflects the downturn of 15-20% overall. As sentiment in the housing market returns, these prices are more than likely to bounce back.

• You get over £20,000 in equity at today's valuation. Imagine the level of equity you will have when prices are back to where they were last year.
• Besides, you should pocket £150 in positive cashflow every month after mortgage payment, when rented.
• Rents will go up in future. This will help improve the yield even further.
• If you buy and hold this property for a few years then you should do well when prices rebound.

But then, this is just our opinion and your circumstances may be different.

To register your interest in this deal, please fill in your details:  (our terms and conditions are below)  

Terms and Conditions:

• The Market Value quoted is provided in good faith and will be confirmed by the lender's valuer. 
• No information presented in these particulars constitutes or forms part of a contract, with the exception of the stated terms and conditions. 
• In respect of the costs you will incur that are not determined and administered by us, we have endeavoured to be as accurate as possible.  However these are subject to change at any time and may incur VAT where applicable. 
• To cause least disruption to the seller, you may view the property but only after the valuation has been booked.
• Reservation fees, once paid, are non-refundable if you pull out of the deal due to no fault of ours.
• We do not accept responsibility for any expenses or losses incurred by you. 
• BMV Club is not a licensed investment advisor or a licensed estate agent. 
• BMV Club is not authorised by the Financial Services Authority to provide investment or financial advice. 
• In paying the reservation fee you agree to our terms by default. 
• Please aks for full terms and conditions at the time of reservation.

Disclaimer:
BMV Club, their directors, affiliates, officers, employees, agents, contractors, successors and assigns (herein "BMV Club") do not accept any liability for any investment decisions made on the basis of, arising out of, or in any way related to, the use of this information. The information and services provided by BMV Club do not constitute financial, investment or tax advice and should not be taken as such. BMV Club recommends you to obtain professional advice before proceeding with any investment. Whilst we take reasonable care to ensure that the information we provide is accurate and up to date, we cannot warrant that it is. Some products and services may be available at a lower or higher cost than quoted in this communication. If you would like a detailed mortgage illustration, please ask for a referral to one of our independent mortgage brokers. BMV Club promotes products and services specifically designed for use in the United Kingdom only.