Mystery of Your Credit Scores Demystified
Dear [NAME],
If you are looking to buy
property or take on credit (even apply for credit card) then you probably know what lenders want.
They need to know if you are credit worthy or not.
If their ‘super secret’ computer says that you are unlikely to default on payments then it will be an Aye!
However if you happen to live on the wrong end of your street, or haven’t been banking with your current bank for a while then it could make all the difference. The ‘super computer’ will decide whether you are trust worthy or not – regardless of your intentions.
Confused? Mystified?
Most lenders hardly ever look at your credit file. They use score cards to determine whether you are the ‘right type’ or not.
Indeed every lender has their own criteria and credit score cut off points. They treat them as ‘commercial secret’ and do not often give out too many details.
To get your credit file or credit score, people often have to spend money.
————–
Mystry no more
————–
You can now find out your credit score for FREE and anonymous. No ‘search footprint’ is left on your credit reports. his will help you to understand how credit scoring works.
http://www.checkmyfile.com/score.asp
Remember, lenders may the information specific to you and only you in consideraion when taking the final decision. But if lenders does not specifically go into your own credit file, the credit score you get here will be pretty much final.
http://www.checkmyfile.com/score.asp
Regards
Pankaj
If you are looking to buy property or take on credit (even apply for credit card) then you probably know what lenders want.
They need to know if you are credit worthy or not.
If their ‘super secret’ computer says that you are unlikely to default on payments then it will be an Aye!
However if you happen to live on the wrong end of your street, or haven’t been banking with your current bank for a while then it could make all the difference. The ‘super computer’ will decide whether you are trust worthy or not – regardless of your intentions.
Confused? Mystified?
Most lenders hardly ever look at your credit file. They use score cards to determine whether you are the ‘right type’ or not.
Indeed every lender has their own criteria and credit score cut off points. They treat them as ‘commercial secret’ and do not often give out too many details.
To get your credit file or credit score, people often have to spend money.
Mystry no more
You can now find out your credit score for FREE and anonymous by clicking here. No ‘search footprint’ is left on your credit reports.
This will also help you to understand how credit scoring works.
Remember, lenders may the information specific to you and only you in consideraion when taking the final decision. But if lenders does not specifically go into your own credit file, the credit score you get here will be pretty much final.
